Payment Policy

At K.K. Creator, we are committed to providing you with a secure and smooth shopping experience. This Payment Policy explains the payment methods we accept and how we ensure safe transactions.


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1. Accepted Payment Methods

We accept the following payment methods for orders placed on our website:

UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)

Debit Cards / Credit Cards (Visa, MasterCard, RuPay, etc.)

Net Banking

Razorpay Payment Gateway

Cash on Delivery (COD) (available on selected locations and orders)



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2. Payment Security

All online payments are processed securely through our trusted payment gateway partners.

Your financial details (card numbers, UPI IDs, passwords) are not stored on our servers.

Transactions are encrypted using SSL (Secure Socket Layer) technology to ensure maximum safety.



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3. Cash on Delivery (COD)

COD is available for select pin codes and order values.

Please ensure exact cash is provided to the delivery partner at the time of delivery.

In case of refusal to accept COD order, future COD orders may be restricted.

If you place a COD order, our team will contact you on 8948079392, on which you will have to pay Rs 100 for placing the COD order.


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4. Order Confirmation

Orders will only be confirmed once the payment is successfully completed (except COD).

In case of payment failure, please retry or use an alternate payment method.



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5. Refunds & Payment Reversals

Refunds (if applicable) will be processed as per our Return & Refund Policy.

Refunds for prepaid orders will be credited back to the original payment method within 5-7 business days.

COD refunds will be processed via bank transfer or wallet transfer after confirmation.



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6. Fraud Prevention

We reserve the right to cancel any order if fraudulent or unauthorized payment is suspected.

Customers may be required to provide additional verification details in case of suspicious activity.



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7. Contact Us

For any payment-related queries or issues, please contact us: